LPR Trend Table
Fav| dates | 1-year LPR (%) | 5-year LPR (%) |
|---|---|---|
| March 20, 2026 | 3.00% | 3.50% |
| February 24, 2026 | 3.00% | 3.50% |
| January 20, 2026 | 3.00% | 3.50% |
| December 22, 2025 | 3.00% | 3.50% |
| November 20, 2025 | 3.00% | 3.50% |
| October 20, 2025 | 3.00% | 3.50% |
| September 22, 2025 | 3.00% | 3.50% |
| August 20, 2025 | 3.00% | 3.50% |
| July 21, 2025 | 3.00% | 3.50% |
| June 20, 2025 | 3.00% | 3.50% |
| May 20, 2025 | 3.00% | 3.50% |
| April 20, 2025 | 3.10% | 3.60% |
| March 20, 2025 | 3.10% | 3.60% |
| February 20, 2025 | 3.10% | 3.60% |
| January 20, 2025 | 3.10% | 3.60% |
| December 20, 2024 | 3.10% | 3.60% |
| November 20, 2024 | 3.10% | 3.60% |
| October 21, 2024 | 3.10% | 3.60% |
| September 20, 2024 | 3.35% | 3.85% |
| August 20, 2024 | 3.35% | 3.85% |
| July 22, 2024 | 3.35% | 3.85% |
| June 20, 2024 | 3.45% | 3.95% |
| May 20, 2024 | 3.45% | 3.95% |
| April 22, 2024 | 3.45% | 3.95% |
| March 20, 2024 | 3.45% | 3.95% |
| February 20, 2024 | 3.45% | 3.95% |
| January 22, 2024 | 3.45% | 4.20% |
| December 20, 2023 | 3.45% | 4.20% |
| November 20, 2023 | 3.45% | 4.20% |
| October 20, 2023 | 3.45% | 4.20% |
| September 20, 2023 | 3.45% | 4.20% |
| August 21, 2023 | 3.45% | 4.20% |
| July 20, 2023 | 3.55% | 4.20% |
| June 20, 2023 | 3.55% | 4.20% |
| May 22, 2023 | 3.65% | 4.30% |
| April 20, 2023 | 3.65% | 4.30% |
| March 20, 2023 | 3.65% | 4.30% |
| February 20, 2023 | 3.65% | 4.30% |
| February 20, 2023 | 3.65% | 4.30% |
| January 20, 2023 | 3.65% | 4.30% |
| December 20, 2022 | 3.65% | 4.30% |
| November 21, 2022 | 3.65% | 4.30% |
| October 20, 2022 | 3.65% | 4.30% |
| September 20, 2022 | 3.65% | 4.30% |
| August 22, 2022 | 3.65% | 4.30% |
| July 20, 2022 | 3.70% | 4.45% |
| June 20, 2022 | 3.70% | 4.45% |
| May 20, 2022 | 3.70% | 4.45% |
| April 20, 2022 | 3.70% | 4.60% |
| March 21, 2022 | 3.70% | 4.60% |
| February 21, 2022 | 3.70% | 4.60% |
| January 20, 2022 | 3.70% | 4.60% |
| December 20, 2021 | 3.80% | 4.65% |
| November 22, 2021 | 3.85% | 4.65% |
| October 20, 2021 | 3.85% | 4.65% |
| September 22, 2021 | 3.85% | 4.65% |
| August 20, 2021 | 3.85% | 4.65% |
| July 20, 2021 | 3.85% | 4.65% |
| June 21, 2021 | 3.85% | 4.65% |
| May 20, 2021 | 3.85% | 4.65% |
| April 20, 2021 | 3.85% | 4.65% |
| March 22, 2021 | 3.85% | 4.65% |
| February 20, 2021 | 3.85% | 4.65% |
| January 20, 2021 | 3.85% | 4.65% |
| December 21, 2020 | 3.85% | 4.65% |
| November 20, 2020 | 3.85% | 4.65% |
| October 20, 2020 | 3.85% | 4.65% |
| September 21, 2020 | 3.85% | 4.65% |
| August 20, 2020 | 3.85% | 4.65% |
| July 20, 2020 | 3.85% | 4.65% |
| June 22, 2020 | 3.85% | 4.65% |
| May 20, 2020 | 3.85% | 4.65% |
| April 20, 2020 | 3.85% | 4.65% |
| March 20, 2020 | 4.05% | 4.75% |
| February 20, 2020 | 4.05% | 4.75% |
| January 20, 2020 | 4.15% | 4.80% |
| December 20, 2019 | 4.15% | 4.80% |
| November 20, 2019 | 4.15% | 4.80% |
| October 21, 2019 | 4.20% | 4.85% |
| September 20, 2019 | 4.20% | 4.85% |
| August 20, 2019 | 4.25% | 4.85% |
Introduction to the LPR Rate:
1. The LPR (Loan Prime Rate) is China’s benchmark for loan interest rates. It is calculated and published by the National Interbank Funding Center under the authorization of the People’s Bank of China.
2. LPR stands for "Loan Prime Rate" and is a key outcome of China’s interest rate marketization reform.
3. The LPR is calculated by taking the arithmetic mean of the loan rates quoted by 18 representative banks for their most creditworthy customers, after excluding the highest and lowest quotes. It is published once a month on the 20th (postponed if it falls on a holiday).
4. The LPR comprises two categories: the 1-year term and the 5-year or longer term, which are used for pricing short-term and medium- to long-term loans, respectively.
5. The data for this tool is collected from online sources and updated monthly. Please contact us to report any errors.
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