Education Savings Calculator

1. Education savings refer to a special savings account opened by individuals at designated banks in accordance with relevant national regulations, into which a specified amount of funds is deposited for educational purposes.

2. Education savings are primarily intended for students currently enrolled in primary and secondary schools, with the goal of accumulating funds for their children’s non-compulsory education (such as high school or college).

3. Education savings accounts offer terms of one, three, or six years. Account holders can choose the term based on their children’s educational progress and current circumstances.

4. Education savings require a fixed monthly deposit. Upon opening the account, depositors may agree with the bank on the amount to be deposited each time. The minimum initial deposit is 50 yuan, and the maximum total principal is 20,000 yuan.

5. Note: The results of this tool are for reference only and should not be relied upon as factual evidence; please refer to actual calculations for accuracy.