Lump Sum Calculator

1. A "monthly deposit, lump-sum withdrawal" savings plan is a fixed-term savings account where you agree on a fixed monthly deposit amount in advance, make monthly deposits according to that amount, and withdraw the principal and interest upon maturity.

2. This tool offers two calculation methods; you can choose the one that best suits your needs:

(1) Monthly Deposit Amount: You can calculate the monthly deposit amount by entering your target total balance.

(2) Total Principal and Interest at Maturity: Calculates the total amount (including interest) available for withdrawal at maturity based on your current monthly deposit amount.

3. Note: The results generated by this tool are for reference only and should not be relied upon as factual evidence. Please refer to actual calculations for final confirmation.