ambidextrous calculator

1. A "Flexible Savings" account is a type of deposit where the customer does not specify a term at the time of deposit and can withdraw funds from the bank at any time. Interest is calculated based on the actual deposit period at 60% of the applicable fixed-term deposit rate for the same maturity category.

2. For Flexible Savings accounts with a term of less than three months, interest is calculated at the demand deposit rate; for terms exceeding one year, interest is uniformly calculated at 60% of the one-year time deposit rate.

2. This tool offers two calculation methods; you may select the one that best suits your needs:

(1) Total Principal and Interest at Maturity: Enter the initial deposit amount to calculate the interest and total principal and interest at the withdrawal date.

(2) Initial Deposit Amount: Calculate the initial deposit amount based on the balance at the time of withdrawal.

3. Note: The results generated by this tool are for reference only and should not be relied upon as factual evidence. Please refer to actual calculations for accuracy.